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What is the amount of personal accident cover now included in all vehicle insurance policies as mandated by IRDAI?

1. ₹5 lakh
2. ₹10 lakh
3. ₹12 lakh
4. ₹15 lakh

Correct answer: ₹10 lakh

Solution

IRDAI mandates personal accident cover of ₹10 lakh in motor insurance policies for the owner-driver. This is a standard insurance awareness fact. Hence, ₹10 lakh is correct.

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