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IBPS PO General Awareness: Insurance questions with solutions

5 questions with worked solutions.

Questions

Q1. What kind of query could involve requesting information about premium payment options?

  1. Enrolling in a retirement plan
  2. Adjusting coverage limits
  3. Setting up automatic bill payments
  4. Applying for a business loan

Answer: Setting up automatic bill payments

A question about premium payment options is about the mode or method of paying premiums. Setting up automatic bill payments directly relates to premium payment convenience. The other options are unrelated to premium payment methods.

Q2. Which of the following states has launched the e-VahanBima Scheme?

  1. Rajasthan
  2. Gujarat
  3. Karnataka
  4. Telangana

Answer: Telangana

The e-VahanBima Scheme is a state initiative launched by Telangana. It is associated with providing insurance-related support for vehicles through a digital platform.

Q3. Which insurance companies are regarded as Domestic Systemically Important Insurers (D-SIIs) by IRDAI?

  1. All of the above
  2. General Insurance Corporation of India
  3. New India Assurance Co
  4. Only 1 & 2

Answer: All of the above

IRDAI has identified certain large insurers as Domestic Systemically Important Insurers (D-SIIs). The listed companies are included in that category, so the correct choice is All of the above.

Q4. The relation between insurer and insured is:

  1. Insurance company and policyholder
  2. Policyholder and insurance company
  3. Debtor and creditor
  4. Creditor and debtor

Answer: Insurance company and policyholder

The insurer is the insurance company that provides the insurance cover. The insured is the policyholder who buys the policy and is protected under it.

Q5. Which of the following insurance companies is not a subsidiary of India?

  1. Iffco Tokio General Insurance Ltd
  2. Oriental Insurance Company Ltd
  3. The New India Assurance Company Ltd
  4. United India Insurance Company Ltd

Answer: Iffco Tokio General Insurance Ltd

Oriental Insurance, New India Assurance, and United India Insurance are public-sector general insurance companies. Iffco Tokio General Insurance Ltd is a private joint-venture insurer, so it is not a subsidiary of India.

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