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IBPS PO General Awareness: Government Schemes and Policies questions with solutions

29 questions with worked solutions.

Questions

Q1. Which of the following is also known as the Ayushman Bharat Scheme of the Government, launched in September 2018?

  1. National Health Mission
  2. National Urban Health Mission
  3. National Rural Health Mission
  4. National Health Protection Mission

Answer: National Health Protection Mission

Ayushman Bharat was launched in 2018 as the National Health Protection Mission (NHPM). It aimed to provide health coverage to economically vulnerable families.

Q2. NRLM stands for?

  1. National Rurban Livelihoods Mission
  2. National and Regional Long-Term Maintenance Mission
  3. National Rural Livelihoods Mission
  4. National Rurban Long-Term Maintenance Mission

Answer: National Rural Livelihoods Mission

NRLM is the abbreviation for National Rural Livelihoods Mission. It is a government programme focused on improving rural livelihoods through self-help groups and related support systems.

Q3. Identify the scheme based on the following features: 1. It provides support to Women Self Help Groups. 2. No capital subsidy has been sanctioned till the date of implementation. 3. Interest subvention covers the difference between the lending rate of banks and 7% on all credit from banks/financial institutions availed by women SHGs, for a maximum of ₹3,00,000 per SHG.

  1. PMFME
  2. PMKSY
  3. FPO
  4. DAY-NRLM

Answer: DAY-NRLM

DAY-NRLM (Deendayal Antyodaya Yojana - National Rural Livelihoods Mission) supports women Self Help Groups and includes interest subvention on bank credit. The other options relate to food processing, irrigation, or producer organizations, not SHG credit support.

Q4. Which of the following is a major objective of Atal Bhujal Yojana?

  1. to improve the management of groundwater resources
  2. to improve the management of rivers and other water bodies
  3. to improve the water availability to irrigation purpose
  4. to improve the irrigation projects

Answer: to improve the management of groundwater resources

Atal Bhujal Yojana is a central scheme aimed at improving groundwater management in stressed areas. It focuses on sustainable groundwater use through community participation and better planning. Hence, the correct objective is management of groundwater resources.

Q5. Which of the following statements about the PM SVANidhi Scheme is correct?

  1. This scheme was launched by the Ministry of Finance.
  2. It was launched on April 1, 2020.
  3. Vendors can avail a working capital loan of up to ₹100,000, which is repayable in monthly installments over a tenure of one year.
  4. There is no penalty on early repayment of the loan.

Answer: There is no penalty on early repayment of the loan.

PM SVANidhi is a central scheme for street vendors, and one of its key benefits is that borrowers are not penalized for repaying early. The other statements are incorrect because the scheme was launched by the Ministry of Housing and Urban Affairs, not the Ministry of Finance, and the loan amount mentioned is not accurate.

Q6. Which of the following statements regarding the Pradhan Mantri Awas Yojana (Urban) is/are true? (i) The Government has approved the project for the construction of over 60,000 houses under the scheme in the next 5 years. (ii) These 60,000 houses will be constructed across Andhra Pradesh, Chhattisgarh, Himachal Pradesh, Karnataka and Rajasthan. (iii) The total number of sanctioned houses under the scheme stands at 114.07 lakh.

  1. Only (ii)
  2. Both (i) and (ii)
  3. Both (i) and (iii)
  4. All (i), (ii) and (iii)

Answer: All (i), (ii) and (iii)

The question refers to an official update on PMAY-U in which over 60,000 houses were approved for construction over five years across the listed states. It also states that the sanctioned houses under the scheme total 114.07 lakh. Therefore, all three statements are correct.

Q7. A total amount of how many rupees, in crores, was sanctioned by the Ministry of Development of North Eastern Region (DoNER) for augmenting healthcare facilities in the eight northeastern states for effective management of COVID-19?

  1. 150
  2. 200
  3. 250
  4. 300

Answer: 250

The Ministry of DoNER sanctioned ₹250 crore to augment healthcare facilities in the eight northeastern states for effective COVID-19 management. This was a government support measure during the pandemic.

Q8. Which month was celebrated as the Rashtriya Poshan Maah under the Poshan Abhiyan?

  1. February 2019
  2. September 2018
  3. July 2018
  4. April 2019

Answer: April 2019

Rashtriya Poshan Maah under Poshan Abhiyan was celebrated in April 2019. Hence, April 2019 is the correct answer.

Q9. Which of the following statements is/are correct regarding the SVAMITVA Scheme? 1. It is a Central Sector Scheme. 2. It is implemented by the Union Ministry of Panchayati Raj. 3. It aims to provide an integrated property validation solution for rural India.

  1. 1 and 2 only
  2. 2 and 3 only
  3. 1 and 3 only
  4. 1, 2 and 3

Answer: 1, 2 and 3

SVAMITVA is a Central Sector Scheme implemented by the Ministry of Panchayati Raj. It uses drone-based surveying to provide property cards and an integrated property validation solution for rural areas. Hence, all three statements are correct.

Q10. Which of the following are eligible beneficiaries under the PMAY-G scheme?

  1. Only families with no house
  2. All families living in urban areas
  3. All families who have either one or two-roomed non-permanent (kaccha) housing
  4. Families with permanent (pucca) housing

Answer: All families who have either one or two-roomed non-permanent (kaccha) housing

PMAY-G (Pradhan Mantri Awaas Yojana-Gramin) is meant for rural households lacking adequate housing, especially those living in kutcha or weak structures. Hence, the eligible beneficiaries include families with one- or two-roomed non-permanent housing.

Q11. The Government of India reopened the application window for the Production-Linked Incentive (PLI) Scheme for White Goods (ACs and LED lights) from 10 March to 25 April 2022 to give prospective investors a second chance to avail the benefits of the scheme. How many sectors are there in the Production-Linked Incentive (PLI) Scheme?

  1. 14 Sectors
  2. 15 Sectors
  3. 13 Sectors
  4. 16 Sectors

Answer: 14 Sectors

The Production-Linked Incentive (PLI) scheme was announced across multiple sectors to boost domestic manufacturing. At the time referenced, it covered 14 sectors. Hence, the correct option is 14 Sectors.

Q12. Choose the incorrect option regarding the recently launched Laxmanrao Inamdar Fisheries Incubation Centre (LIFIC).

  1. Union Minister of Fisheries, Animal Husbandry, and Dairying Parshottam Rupala inaugurated LIFIC
  2. The first-of-its-kind centre in India, LIFIC was launched in Gurugram, Haryana
  3. The first batch of incumbents was selected from 10 states
  4. LIFIC was launched in accordance with the Pradhan Mantri Matsya Sampada Yojana

Answer: The first batch of incumbents was selected from 10 states

LIFIC was launched as a fisheries incubation initiative under the broader fisheries development framework. The incorrect statement is that the first batch of incumbents was selected from 10 states; that detail does not match the official information. Hence, this is the wrong option.

Q13. IMPRESS Web Portal, launched by the Government in October 2018, comes under which of the following ministries?

  1. MoAF&W
  2. MoHFW
  3. MoHRD
  4. MoFP&I

Answer: MoHRD

IMPRESS stands for Impactful Policy Research in Social Science and is a scheme launched under the Ministry of Human Resource Development. Hence, the correct answer is MoHRD.

Q14. An initial allocation of how many rupees will be made for the Prime Minister’s Development Initiative for North-East (PM-DevINE) scheme?

  1. 1,000
  2. 1,500
  3. 2,000
  4. 2,500

Answer: 1,500

The PM-DevINE scheme was announced with an initial allocation of ₹1,500 crore. This was part of the Union Budget announcement for development in the North-Eastern region.

Q15. NRLM was changed to DAY-NRLM in which of the following years?

  1. 2010
  2. 2012
  3. 2015
  4. 1995

Answer: 2015

NRLM was renamed as DAY-NRLM when it was brought under the Deendayal Antyodaya Yojana umbrella. This change was made in 2015.

Q16. In September 2021, the Cabinet approved the continuation of the National Export Insurance Account (NEIA) scheme by providing what amount as grant-in-aid?

  1. Rs. 1,000 Crores
  2. Rs. 1,250 Crores
  3. Rs. 1,450 Crores
  4. Rs. 1,650 Crores

Answer: Rs. 1,650 Crores

In September 2021, the Union Cabinet approved continuation of the NEIA scheme with grant-in-aid support of Rs. 1,650 crores. This scheme supports export projects and insurance coverage for Indian exporters.

Q17. How many archaeological sites are to be developed as world-class museums as stated in Budget 2020?

  1. 4
  2. 3
  3. 7
  4. 5

Answer: 5

In Budget 2020, the government announced that 5 archaeological sites would be developed as world-class museums. This was part of the heritage and tourism-related initiatives.

Q18. Grameen Kaushalya Yojana targets which of the following age groups?

  1. >21 years
  2. 18-35 years
  3. 20-45 years
  4. 15-35 years

Answer: 15-35 years

Grameen Kaushalya Yojana is a skill development initiative for rural youth. Its target age group is 15 to 35 years. Hence, the correct option is 15-35 years.

Q19. In Union Budget 2019–20, which scheme was launched to promote processing in the fishery sector?

  1. PMKSNY
  2. PMMSY
  3. PMSMDY
  4. RKA

Answer: PMMSY

PMMSY stands for Pradhan Mantri Matsya Sampada Yojana. It was announced to promote the fisheries sector, including processing, infrastructure, and productivity enhancement.

Q20. Nai Manzil Scheme is related to

  1. education and skill development for minority youth
  2. 1
  3. to bridge lack of skills in minorities
  4. to [OCR: truncated]

Answer: to bridge lack of skills in minorities

Nai Manzil is a government scheme designed to provide education and skill development support to minority youth. Its objective is to bridge the skill gap and improve employability.

Q21. Under PMKVY, the Government planned to train 10 million youth in skill development by which year?

  1. 2020
  2. 2022
  3. 2025
  4. 2019

Answer: 2022

Under Pradhan Mantri Kaushal Vikas Yojana (PMKVY), the government planned to train 10 million youth by 2022. Hence, 2022 is correct.

Q22. Which of the following is correctly mentioned about the Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PM-KUSUM) scheme?

  1. Under the scheme, each subscriber shall receive a minimum assured pension of Rs. 3000 per month after attaining the age of 60 years.
  2. Under the scheme, clean cooking fuel solution will be provided to poor households especially in rural areas.
  3. Under the scheme, income will be generated by selling clean energy to power distribution companies.
  4. It aims to provide handholding and support to new FPOs up to 5 years from the year of creation.

Answer: Under the scheme, income will be generated by selling clean energy to power distribution companies.

PM-KUSUM is a scheme aimed at promoting solar energy use in agriculture and generating additional income for farmers by enabling them to sell clean energy to power distribution companies. The other options describe different schemes.

Q23. Under the Self-Reliant India (SRI) Fund of ₹50,000 crore, there is a provision of ₹10,000 crore from the Government of India and ₹40,000 crore through private equity/venture capital funds.

  1. ₹10,000 crore, ₹40,000 crore
  2. ₹20,000 crore, ₹30,000 crore
  3. ₹25,000 crore, ₹25,000 crore
  4. ₹40,000 crore, ₹10,000 crore

Answer: ₹10,000 crore, ₹40,000 crore

The Self-Reliant India (SRI) Fund was announced with a corpus of ₹50,000 crore. Of this, ₹10,000 crore is contributed by the Government of India and ₹40,000 crore is routed through private equity/venture capital funds.

Q24. Sagarmala is a central government programme that has been enhanced to an estimated cost of around ____ for the development of 1,537 projects in the country.

  1. ₹6.5 lakh crore
  2. ₹4.5 lakh crore
  3. ₹7.5 lakh crore
  4. ₹5.5 lakh crore

Answer: ₹6.5 lakh crore

Sagarmala is the Government of India’s port-led development programme. The enhanced estimated cost mentioned in current affairs is around ₹6.5 lakh crore for 1,537 projects.

Q25. How much net intake calories has been recommended by the Ministry of Labour and Employment for calculating minimum wages per day?

  1. 2200
  2. 2400
  3. 2700
  4. 2500

Answer: 2500

For calculating minimum wages, the Ministry of Labour and Employment has recommended a daily net intake of 2500 calories. This is the standard figure asked in such general awareness questions.

Q26. What percentage of fertilizer subsidy savings will be incentivized for the promotion of organic and natural farming under PM-PRANAM?

  1. 60%
  2. 70%
  3. 50%
  4. 45%

Answer: 50%

Under PM-PRANAM, 50% of the fertilizer subsidy savings are incentivized for promoting organic and natural farming. This is a current affairs policy fact relevant to government schemes.

Q27. Consider the following statements regarding Government e-Marketplace (GeM): 1. GeM aims to enhance transparency, efficiency, and speed in public procurement. 2. GeM is a state-of-the-art national public procurement platform of the Ministry of Agriculture. 3. It is now mandatory for sellers to enter the country of origin while registering all new products on GeM. Which of the statements given above is/are correct? A) 1 and 2 only B) 2 and 3 only C) 1, 2 and 3 D) 1 and 3 only

  1. 1 and 2 only
  2. 2 and 3 only
  3. 1, 2 and 3
  4. 1 and 3 only

Answer: 1 and 3 only

Statement 1 is correct because GeM is designed to improve transparency, efficiency, and speed in public procurement. Statement 2 is incorrect because GeM is under the Ministry of Commerce and Industry, not Agriculture. Statement 3 is correct as sellers must provide the country of origin for new products.

Q28. The second phase of Swachh Bharat Mission (Grameen) was implemented during which period?

  1. 2020-21 to 2022-23
  2. 2020-21 to 2023-24
  3. 2020-21 to 2024-25
  4. 2020-21 to 2025-26

Answer: 2020-21 to 2024-25

Swachh Bharat Mission (Grameen) Phase II was launched for the period 2020-21 to 2024-25. It focused on sustaining open-defecation-free status and improving solid and liquid waste management.

Q29. Recently, in February 2018, the Cabinet Committee on Economic Affairs (CCEA) approved the continuation of the PMEGP Scheme with modifications in the existing scheme for three years from 2017-18 to 2019-20. What was the outlay?

  1. Rs. 5500 crore
  2. Rs. 2200 crore
  3. Rs. 4400 crore
  4. Rs. 5000 crore

Answer: Rs. 4400 crore

The CCEA approved the continuation of the PMEGP scheme for 2017-18 to 2019-20 with an outlay of ₹4400 crore. This is a factual current affairs question. Therefore, the correct answer is Rs. 4400 crore.

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