Exams › IBPS PO › General Awareness › Government Schemes
33 questions with worked solutions.
Answer: Only (ii)
Statement (i) is correct because PM SVANidhi was launched by the Ministry of Housing and Urban Affairs. Statement (iii) is also correct because it is a Central Sector Scheme. Statement (ii) is incorrect because the interest subsidy is not 5%.
Answer: 50 years
Under Pradhan Mantri Jeevan Jyoti Bima Yojana, the entry age is 18 to 50 years. Therefore, the maximum age limit to enroll is 50 years.
Answer: 2025
Stand Up India is a government scheme aimed at promoting entrepreneurship among women and SC/ST borrowers. It was extended by the Government of India till 2025.
Q4. ₹200 million loan from the World Bank was for which scheme?
Answer: POSHAN Abhiyaan
POSHAN Abhiyaan is India’s flagship nutrition mission aimed at improving nutritional outcomes for children, pregnant women, and lactating mothers. The World Bank loan of $200 million was associated with this programme.
Answer: 20
Varishtha Pension Bima Yojana is a senior citizen pension scheme that offers an assured pension based on an 8% guaranteed return for 20 years. Hence, 20 is correct.
Answer: Both 1 & 3
PM Vaya Vandana Yojana (PMVVY): Tenure = 10 years (Statement 1 ✓). Maximum purchase price = Rs. 15 lakh per family (Statement 2 is WRONG — ₹70,000 is incorrect). Pension payable monthly/quarterly/half-yearly/yearly (Statement 3 ✓). Therefore only 1 and 3 are correct.
Answer: A, B, and C only
Stand-Up India is designed to promote entrepreneurship among SC, ST, and women borrowers. It does not specifically target physically challenged persons as a primary category.
Answer: MGNREGA
MGNREGA provides wage employment and also supports creation of community assets and some individual beneficiary-oriented works. The other options relate to entrepreneurship, credit, or irrigation, not employment guarantee.
Answer: 1, 2, 3 and 4
PM VIKAS was launched in 2022 by the Ministry of Minority Affairs as a new umbrella scheme, merging 5 existing schemes: Seekho aur Kamao, Nai Manzil, Nai Roshni, USTTAD, and Hamari Dharohar. All four listed schemes (1,2,3,4) were subsumed.
Answer: 14500 km
The Sagarmala Programme (Ministry of Ports, Shipping and Waterways) aims to harness India's ~7500 km of potentially navigable waterways and ~14,500 km coastline (including island territories). The programme focuses on port modernization, port-led industrialization, and coastal community development.
Answer: NIRMAN
NIRMAN is the project associated with financial support for UPSC Mains Scholarship for students. The other options are unrelated government initiatives in administration, self-reliance, and banking inclusion.
Answer: 3 percent decrease
The budget allocation for Pradhan Mantri Fasal Bima Yojana in 2022–23 was lower than the previous year's budget estimate by about 3%. Therefore, it is a 3 percent decrease.
Answer: 50:50 basis
AMRUT is generally implemented with a 50:50 financial sharing pattern between the Centre and the States for most components. Hence, the correct option is 50:50 basis.
Answer: 18-40 years
Pradhan Mantri Kisan Maan Dhan Yojana (PM-KMY) launched in September 2019 is a voluntary pension scheme for small and marginal farmers. Eligibility: Farmers aged 18-40 years with cultivable land up to 2 hectares. Minimum contribution ranges from ₹55/month (age 18 entry) to ₹200/month (age 40 entry). Assured pension of ₹3000/month from age 60.
Answer: Only A and C
The scheme described matches ACABC (Agri Clinics and Agri Business Centres) or similar extension scheme. Statement A ✓: supplements public extension, services on payment or free basis. Statement B ✗: 'exclusively' diploma holders is wrong — includes graduates and other eligible candidates. Statement C ✓: supports ag development + self-employment for graduates and diploma holders. Statement D ✗: 'only to intermediate-level students' is false. Only A and C are correct.
Answer: Phase VI
PM-GKAY had already undergone multiple extensions before March 2022. The extension announced on March 26, 2022, for six more months till September 2022 was the sixth phase. Hence, Phase VI is correct.
Q17. Which state government launched the Mukhymantri Nirmaan Shramik Pension Yojana?
Answer: Chhattisgarh
The Mukhymantri Nirmaan Shramik Pension Yojana was launched by the Chhattisgarh government. It is a welfare scheme aimed at construction workers. Hence, Chhattisgarh is the correct answer.
Q18. In which year was the Soil Health Card scheme launched?
Answer: 2015
The Soil Health Card scheme was launched by the Government of India in 2015. It aims to provide farmers with information about the nutrient status of their soil and recommendations for improvement.
Answer: Panchayat Vikas Abhiyan
The scheme launched to strengthen the Panchayati Raj system is the one aimed at empowering Gram Panchayats and improving local governance. Among the given options, Panchayat Vikas Abhiyan matches the expected answer in this question set.
Q20. Which ministry launched the Swachh Bharat Mission (Gramin)?
Answer: Ministry of Drinking Water and Sanitation
Swachh Bharat Mission (Gramin) launched 2 October 2014 is administered by Ministry of Drinking Water and Sanitation (now part of Jal Shakti). Aims at rural open-defecation-free India.
Q21. What does 'R' stand for in GOBAR-DHAN Yojana?
Answer: Rural
In GOBAR-DHAN, 'R' stands for 'Rural'. The scheme is associated with rural waste management and biogas-related initiatives.
Answer: Only 1
Stand Up India Scheme supports first-time greenfield enterprises by women and SC/ST borrowers. A 20-year-old woman planning her first venture is eligible, but a second greenfield project is not, and a wilful defaulter is excluded.
Answer: West Bengal
Kanyashree is a conditional cash transfer scheme for girls launched by the Government of West Bengal. It gained international recognition from the United Nations for promoting girls' education and delaying early marriage.
Answer: Only 1
Stand-Up India provides bank loans from Rs. 10 lakh to Rs. 1 crore to at least one SC/ST borrower and one woman borrower per bank branch, so statement 1 is correct. The repayment period and moratorium in statement 2 are incorrect, and the interest condition in statement 3 is also not correctly stated. Therefore, only statement 1 is correct.
Answer: 25 lakh
As per the PMEGP data released in February 2019, about 25 lakh jobs were generated in the last five years. This is a direct current-affairs fact question. Hence, 25 lakh is correct.
Q26. Which of the following is not an educational scheme?
Answer: PRASAD
DIKSHA, NISHTHA, and SWAYAM are education-related initiatives. PRASAD is not an educational scheme; it is related to pilgrimage and tourism development.
Q27. Which one of the following is not an objective of the Pradhan Mantri Matsya Sampada Yojana (PMMSY)?
Answer: Providing social, physical and economic security to fishers and fish farmers
PMMSY aims to enhance production and productivity, improve infrastructure, and strengthen post-harvest management in the fisheries sector. The option about providing social, physical and economic security is not stated as a core objective in this form.
Answer: To provide insurance coverage to farmers for their yield under assured irrigation.
Pradhan Mantri Krishi Sinchai Yojana aims to improve irrigation coverage, water-use efficiency, and water conservation. It does not provide insurance coverage for farmers' yield; that is related to crop insurance schemes.
Q29. What is the aim of Deendayal Antyodaya Yojana?
Answer: To uplift the poor by enhancing sustainable livelihood opportunities through skill development
Deendayal Antyodaya Yojana aims to reduce poverty by promoting sustainable livelihoods and skill development. It is designed to empower poor households rather than provide only direct subsidies or food support.
Answer: 1, 2, 3 and 4
The scheme covers a broad range of medical expenses, including pre- and post-hospitalization costs, care services, food during treatment, and implants when necessary. Hence all four statements are included.
Answer: Rajasthan
PM MITRA parks were proposed in seven states, including Gujarat, Tamil Nadu, and Uttar Pradesh. Rajasthan is not one of the selected states, so it is the correct answer.
Answer: Birhor
Birhor is a PVTG found mainly in mainland India, not in the Andaman and Nicobar Islands. The island PVTGs include tribes such as Jarawa, Sentinelese, and Shompen, so Birhor is the odd one out.
Answer: Mera Ration
'Mera Ration' is the mobile app launched to support the One Nation, One Ration Card system. It helps beneficiaries locate the nearest fair price shop and access ration-related services.