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The Pradhan Mantri Awas Yojana - Urban (PMAY-U) aims to address the housing shortage in urban areas. Which of the following approaches is a key component of this scheme to achieve its objectives?

1. Primarily focusing on providing rental housing for migrant workers
2. Providing financial assistance to beneficiaries for the construction, purchase, or enhancement of affordable housing
3. Mandating the use of only indigenous building materials in all PMAY-U projects
4. Concentrating housing development efforts in Tier-1 and Tier-2 cities

Correct answer: Providing financial assistance to beneficiaries for the construction, purchase, or enhancement of affordable housing

Solution

PMAY-U is designed to promote affordable housing in urban areas. A key component is providing financial assistance to eligible beneficiaries for construction, purchase, or enhancement of houses.

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