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ExamsSSC CGL (Prelims)General

A businessman took a loan of ₹12,000 from a bank on 1 May 2025 at simple interest of 8% per annum. He decided to clear the loan on 1 November 2025. How much amount did he pay back to the bank?

  1. ₹12,450
  2. ₹12,480
  3. ₹12,520
  4. ₹12,600

Correct answer: ₹12,480

Solution

Time = 6 months = \(\frac{1}{2}\) year. Simple interest = \(\frac{P\times R\times T}{100} = \frac{12000\times 8\times 1/2}{100} = 480\). Total amount = \(12000+480=12480\).

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