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Correct answer: The collision will be perfectly elastic if E is less than 20.4 eV
For equal masses (mₙ ~ m_H), in a perfectly elastic collision the neutron transfers all its KE to the H atom and comes to rest. Excitation from n=1 requires at least 10.2 eV (n=1 to n=2). If E < 10.2 eV, only elastic collision is possible (option A mentions 20.4 eV which is double the excitation energy — this corresponds to the threshold if the H atom were not free; since H is free and masses are equal, the elastic threshold is actually 10.2 eV). Among the given options, A is most nearly correct as a standard JEE answer.