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IBPS PO 2015 — solved question paper

8 IBPS PO 2015 questions with worked solutions.

Q1. Pradhan Mantri Jeevan Jyoti Bima Yojana is a government-backed life insurance scheme in India. It was originally mentioned in the 2015 Budget speech by Finance Minister Arun Jaitley in February 2015. What is the maximum age limit to enroll in this scheme?

  1. 45 years
  2. 50 years
  3. 55 years
  4. 60 years

Answer: 50 years

Under Pradhan Mantri Jeevan Jyoti Bima Yojana, the entry age is 18 to 50 years. Therefore, the maximum age limit to enroll is 50 years.

Q2. The United Nations Development Programme (UNDP) has notified 17 Sustainable Development Goals (SDGs) to be attained by 2030. SDG 5 is related to which of the following?

  1. No Poverty
  2. Zero Hunger
  3. Quality Education
  4. Gender Equality

Answer: Gender Equality

SDG 5 is Gender Equality. The 17 SDGs were adopted by the UN in 2015 as part of the 2030 Agenda.

Q3. Pradhan Mantri Mudra Yojana was launched on 8 April 2015 by Prime Minister Narendra Modi. Under the scheme, a loan of up to what amount is given under the sub-scheme ‘Tarun’?

  1. ₹3 lakh to ₹5.0 lakh
  2. ₹50,000 to ₹5.0 lakh
  3. ₹1.0 lakh to ₹10.0 lakh
  4. ₹5.0 lakh to ₹10.0 lakh

Answer: ₹5.0 lakh to ₹10.0 lakh

Under PMMY, Shishu covers loans up to ₹50,000, Kishor covers ₹50,000 to ₹5 lakh, and Tarun covers ₹5 lakh to ₹10 lakh. Therefore, the correct range for Tarun is ₹5 lakh to ₹10 lakh.

Q4. In which year was the Soil Health Card scheme launched?

  1. 2017
  2. 2009
  3. 2015
  4. 2011

Answer: 2015

The Soil Health Card scheme was launched by the Government of India in 2015. It aims to provide farmers with information about the nutrient status of their soil and recommendations for improvement.

Q5. For which novel did Kate Atkinson win that year's prestigious Costa Novel Prize?

  1. A God in Ruins
  2. Emotionally Weird
  3. Behind the Scenes at the Museum
  4. One Good Turn

Answer: A God in Ruins

Kate Atkinson won the Costa Novel Prize for A God in Ruins. The other options are her earlier or different works, but not the award-winning title asked here. Hence, A God in Ruins is correct.

Q6. NRLM was changed to DAY-NRLM in which of the following years?

  1. 2010
  2. 2012
  3. 2015
  4. 1995

Answer: 2015

NRLM was renamed as DAY-NRLM when it was brought under the Deendayal Antyodaya Yojana umbrella. This change was made in 2015.

Q7. Passage: In a world of 7.3 billion people, 2.4 billion lack access to adequate sanitation, of which 1 billion have no choice but to defecate in the open. Most people without adequate sanitation live in Sub-Saharan Africa and South Asia. Millions lack menstrual hygiene and vital hand-washing facilities. Diarrhoeal disease, largely caused by poor water, sanitation and hygiene, is a leading cause of malnutrition, stunting and preventable child mortality, claiming nearly 600,000 lives of children under five annually. Inadequate facilities also affect education and economic productivity and impact the dignity and personal safety of women and girls. With so many solutions at hand, the continuing deprivation of so many is a shameful reflection of our society's priorities. In 1840, the 'global sanitary revolution' transformed life in Europe and other parts of the developed world. In fact, it furthered the economic transformation by making those societies cleaner and healthier. But many countries still await a sanitation revolution. Narendra Modi, India's prime minister, says building toilets is a priority over temples. His finance minister, Arun Jaitley, used a month's budget to set a goal of ending defecation in the open by 2019. That will be 150 years since the birth of Mohandas Gandhi, who said good sanitation was more important than independence. Ending open defecation would bring immense benefits. Some 130 million households lack toilets. More than 72% of rural people relieve themselves behind bushes, in fields or by roadsides. The share is barely shrinking. Of the 1 billion people in the world who have no toilet, India accounts for nearly 600 million. The costs are high. Public safety is one underappreciated problem, as young women have to leave their rural homes after dark. A broader matter is public health. Open defecation is disastrous when practised by groups in close contact with each other. Because India's population is huge, growing rapidly and densely settled, it is impossible even in rural areas to keep human faeces from crops, wells, food and children's hands. They cause enteropathy, a chronic illness that prevents the body from absorbing calories and nutrients. That helps to explain why, in spite of rising incomes and better diets, rates of child malnourishment in India do not improve faster. UNICEF, the UN's agency for children, estimates that nearly one-half of Indian children remain malnourished. Hundreds of thousands of them die from preventable conditions each year, especially in the north, which has the maximum open defecation. Faeces in groundwater spread diseases such as encephalitis, an annual post-monsoon scourge in eastern Uttar Pradesh. Diarrhoea leaves Indians' bodies smaller on average than those of people in poorer countries where people eat fewer calories, notably in Africa. Underweight mothers produce stunted babies prone to sickness who may fail to develop to their full cognitive potential. Fortunately, in developing the 17 Sustainable Development Goals for the 2016-2030 period, UN Member States have recognized that good sanitation and hygiene (goal 6.2) have positive, knock-on effects for eight other goals. Specifically, these are goals to end poverty and hunger, create healthy lives, provide quality education, attain gender equality, foster sustainable growth, reduce inequality and develop sustainable cities. Sanitation transforms lives. One billion people still defecate in the open, without access to even basic toilets or hand-washing facilities. Improved sanitation, hygiene and safe water save millions of lives, accelerate economic growth, enhance people's dignity, and create a better future for all. The 17 Sustainable Development Goals for the 2016-2030 period were developed by

  1. The UN member states
  2. The UNICEF
  3. The WHO
  4. All the countries in the world

Answer: The UN member states

The passage states that in developing the 17 Sustainable Development Goals for the 2016-2030 period, UN Member States recognized the importance of sanitation and hygiene. Therefore, the goals were developed by the UN member states.

Q8. In 2015, the total investment of A and B was ₹58,000. A and B invested their amounts for 6 months and 4 months respectively. Then, for how many months did C invest his amount?

  1. 4 months
  2. 6 months
  3. 8 months
  4. Can't be determined

Answer: Can't be determined

In partnership problems, profit depends on capital × time. Here, only A and B's total investment and their time periods are given; nothing is provided about C's investment or profit share. So C's investment duration cannot be determined uniquely.

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