The small savings scheme, (A) investment avenues in India (B) is arguably one of the most popular (C) which offers guaranteed returns along with tax benefit (D).

A-C
B-D
A-D
A-D, B-C
No interchange required

Correct answer: No interchange required

Solution

The sentence is grammatically correct as written: "The small savings scheme... is arguably one of the most popular investment avenues in India which offers guaranteed returns along with tax benefit." No interchange is needed. The structure and meaning are intact.

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